Terms of Use

These Terms of Use govern your access to and use of the Vistara Health Advisors website and related communications. By using the website, you agree to these terms. If you do not agree, do not use the website.

Vistara Health Advisors provides general educational information and assists consumers in exploring insurance products that may be available through licensed insurance professionals and third-party carriers. Website content is for general informational purposes and is not legal, tax, medical, or financial advice.

Insurance availability, eligibility, benefits, exclusions, limitations, premiums, networks, underwriting, and effective dates vary by product, carrier, applicant, and location. No coverage is bound or effective through this website unless and until all required steps are completed and the applicable carrier confirms coverage. Carrier policy documents control if website information differs from a policy or certificate.

Submitting a form, requesting a consultation, or speaking with an advisor does not guarantee eligibility, approval, issuance, pricing, savings, benefits, or any specific outcome. You are responsible for reviewing all product materials and providing complete and accurate information during any application process.

By providing your mobile number and affirmatively opting in, you authorize Vistara Health Advisors to send text messages to that number using automated or non-automated technology, as described at the point of consent. Messages may relate to your inquiry, requested insurance information, appointment or consultation, application support, customer service, and, when separately permitted, marketing communications.

• Consent is not a condition of purchasing any product or service.
• Message frequency varies based on your interactions and requests.
• Message and data rates may apply.
• Reply STOP to unsubscribe from future messages.
• Reply HELP for help, or contact us at +1 754-306-0471 or hello@vistarahealthadvisors.com.
• Wireless carriers are not liable for delayed or undelivered messages.

You represent that you are the subscriber or customary user of the mobile number you provide and are authorized to consent to messages at that number. If your number changes or is reassigned, you agree to notify us or opt out before discontinuing use of the number.

Mobile opt-in information and consent records are handled as described in our Privacy Policy. Mobile opt-in data is not sold or shared with third parties or affiliates for their own marketing or promotional purposes.

You may use this website only for lawful, personal, and non-commercial purposes. You may not:

• Use the website in a way that violates law or another person’s rights.
• Submit false, misleading, fraudulent, or unauthorized information.
• Attempt to gain unauthorized access to the website, accounts, systems, or data.
• Interfere with the website’s operation, security, or availability.
• Copy, scrape, reproduce, distribute, or exploit website content except as allowed by law or with our written permission.
• Use automated tools to access the website in a manner that imposes an unreasonable load or circumvents access controls.

The website and its content, including text, graphics, logos, design, and software, are owned by or licensed to Vistara Health Advisors and are protected by applicable intellectual property laws. Company, product, and carrier names may be trademarks of their respective owners. No license is granted except the limited right to use the website under these terms.

The website may link to or interact with carrier websites, scheduling services, social platforms, and other third-party services. We do not control and are not responsible for their availability, terms, content, security, or privacy practices. Your use of a third-party service is governed by that provider’s terms and policies.

To the fullest extent permitted by law, the website and its content are provided “as is” and “as available,” without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, secure, or free from harmful components, or that information will always be complete, current, or suitable for your circumstances.

To the fullest extent permitted by law, Vistara Health Advisors and its owners, personnel, affiliates, licensors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, data, goodwill, or opportunities, arising from or related to your use of or inability to use the website. Where liability cannot be excluded, it will be limited to the maximum extent permitted by law.

You agree to indemnify and hold harmless Vistara Health Advisors and its owners, personnel, affiliates, and service providers from claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising from your violation of these terms, misuse of the website, or infringement of another person’s rights.

We may update the website or these terms from time to time. Updated terms are effective when posted, as shown by the effective date above. We may suspend or terminate access to the website when reasonably necessary for security, maintenance, legal compliance, or suspected misuse.

These terms are governed by the laws applicable in the state where Vistara Health Advisors principally operates, without regard to conflict-of-law rules. Any mandatory consumer protection rights available to you remain unaffected.

If any provision of these terms is found unenforceable, the remaining provisions will remain in effect. These terms, together with the Privacy Policy and any additional terms presented for a specific service, are the entire agreement regarding use of the website.

Questions about these terms may be directed to Vistara Health Advisors:

• Email: hello@vistarahealthadvisors.com
• Phone: +1 754-306-0471